you need to know the law....
for example if your going down the road and someone parked on the side of the road puts there indicator on to pull out (in victoria they use it as a request not what you about to do _INDICATION) if you drive past and they pull out and sideswip you its partailly your fault (50:50) if you honk your horn before going past them its all there fault.
Your insurance can get out for many reasons and they will scamming MO FO's
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