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Originally Posted by z80
The important thing that we need to remember is that even with the most expensive private health insurance you still get stung for a sizable gap between what they pay and what the doctors/hospitals charge you.
Wife brings home bills with only 30-40% refund often with the kids, especially dental bills.
So...a policy with a huge excess or wait 18 months for a free prodcedure?
Tough choice....
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Or the third option which is a cross betwen the two. Pay from you own pocket to by-pass the 18 month wait. Then get anything up to 75% back. With no ongoing cost.