Re Evaluating Life ??

[gtfpv]

Well it's time to re evaluate again . my wife and i have had 2 kids . then we were debt free 7 years ago after paying everything off . i was only 31 and wife was 27. we had options then . the path we chose was for wife to return to work . and build our dream home . which we did . we went back into debt . because of my good full time income and wife part time better than average income we have lived comfortable ever since . my wifes income covers the mortgage and GT Payments which are consolidated into the mortgage .
my wife has resigned , and needs a good break . she wants to be a stay at home mum .
which brings another phase . now we have my income and a mortgage to pay . we can cover it . it's not big by todays standard .
i'm torn on what to do . she hasnt left yet so it wont effect until after july.
THE GT IS STAYING .
plenty of events may take place . we may just live and be OK , she may return to work , or i may increase my salary . the thing is with my income we will be OK . THATS IT . i'm not into living ok and retiring rich ( whats the point ) . dont know what to do
example : with financial advice i could probably replace her income by going into diverse investment debts'
or we could sell , move and down grade to a ordinary house in a cheaper area . and be just about debt free or have a small debt . / or we could sell and bank the equity and invest it elsewhere which would increadse our income , while we rent somewhere .
i'm buggered on what to do ?? one option that i dont like is renting this house out as it is a immaculate delicate house that could easily be ruined with dogs/ and lack of care etc .

any suggestionms welcome !!!!!!!!!!!!!!!!!!!!!!!!!!!!