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Old 20-05-2009, 09:51 PM   #1
jaydee
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Join Date: Feb 2007
Location: Perth
Posts: 7,267
Question Anyone know how insurance companys class vehicles?

I'm looking around for a car for my daughter who can get her L's in a few months. So I thought I'd ring my insurance company to get an idea of costs to insure a 17 year old P plater with no "no claim bonus" built up.

1. 97 Mazda Astina 1800 class 3, $2400 per annum
2. 97 Toyota Paseo (Baby Celica) 1500, class 6 sports car refused to insure
3. 98 Pulsar 1600 class 3, $1900
4. 99 Corolla class 3 $2100

When I asked what a class 1 would be she said an AU 4 litre Falcon. What would be more of a risk a P plater in an AU or a 1500 Paseo, supposed sports car? which is in the same classifiaction as a Porsche. Does this mean a Hyundai Sprint in a 2 door with a spoiler is a sports car, hardly?

So does anyone know if there's a list of cars and their respective classifications? She told me cars are graded 1 to 6 with a 6 being the most expensive.

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