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| The Pub For General Automotive Related Talk |
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22-04-2016, 12:23 PM
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Starting out with the V8
Join Date: Jul 2008
Location: NSW
Posts: 62
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Hi, does any one have any recomendations for finance companies who will lend at competitive rates on cars over 10 years old and 200,000km?
Appreciate none of them will be as low as new car rates. Feel free to move if this is not the best section to post this. Regards, David
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Hers: 2006 SY Territory Turbo (Sold) His: 2006 BF XR6 Turbo (Sold) Hers: 2015 Kluger Grande His: 2015 FGX XR8 Kinetic |
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22-04-2016, 01:33 PM
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#2 | ||
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FF.Com.Au Hardcore
Join Date: Oct 2008
Location: Victoria
Posts: 7,854
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______________________________ 2015 Territory Titanium RWD Diesel - SOLD 2016 BMW X5 xdrive 30D Msport Seadoo Challenger 210SE 310HP |
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22-04-2016, 01:36 PM
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FF.Com.Au Hardcore
Join Date: Oct 2008
Location: Victoria
Posts: 7,854
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If you do manage to find one they will probably be over a short period, and not a lot different from just getting a loan.
How much are the cars worth?
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______________________________ 2015 Territory Titanium RWD Diesel - SOLD 2016 BMW X5 xdrive 30D Msport Seadoo Challenger 210SE 310HP |
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22-04-2016, 01:44 PM
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#4 | ||
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FF.Com.Au Hardcore
Join Date: Dec 2014
Posts: 924
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I am thinking you're better off with a personal loan for a couple grand. You can get decent interest rates. Certainly better than a car yard is going to set up for you.
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22-04-2016, 02:11 PM
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bitch lasagne
Join Date: Aug 2012
Location: Sonova Beach
Posts: 15,110
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To the OP, are you looking at a particular car?
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22-04-2016, 02:11 PM
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#6 | ||
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Starting out with the V8
Join Date: Jul 2008
Location: NSW
Posts: 62
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I have upgraded my 2 cars now looking to sell the old ones, and finance seems to be the issue buyers keep running into. Most can get approval but the rates are A lot higher than they are expecting to pay using the car as security which means unless the buyer wants to pay cash it's hard to get the finance to get a sale over the line.
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Hers: 2006 SY Territory Turbo (Sold) His: 2006 BF XR6 Turbo (Sold) Hers: 2015 Kluger Grande His: 2015 FGX XR8 Kinetic |
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22-04-2016, 02:18 PM
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bitch lasagne
Join Date: Aug 2012
Location: Sonova Beach
Posts: 15,110
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That's their problem David, not yours. Make your cars as presentable as possible, you'll have a buyer with no financial problems.
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22-04-2016, 02:44 PM
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#8 | |||
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Starting out with the V8
Join Date: Jul 2008
Location: NSW
Posts: 62
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Quote:
That's very true. If it was me I would be going the personal loan path, but everyone's circumstances are different and I thought I would chuck the question out there. If there was a company worth pointing people towards for this sort of loan it might have helped me out moving the cars, but also helped out a couple of people getting into what I consider great Australian built performance cars. With plenty of life left in them.
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Hers: 2006 SY Territory Turbo (Sold) His: 2006 BF XR6 Turbo (Sold) Hers: 2015 Kluger Grande His: 2015 FGX XR8 Kinetic |
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22-04-2016, 06:51 PM
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#10 | |||
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Starting out with the V8
Join Date: Jul 2008
Location: NSW
Posts: 62
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Quote:
 But seriously we bought the Territory new, and the fact we have opted for a Kluger after 10 years probably shows how hard it is to replace a Turbo Petrol Territory, with a new SUV at a similar $50-60K price point without sacrificing something.
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Hers: 2006 SY Territory Turbo (Sold) His: 2006 BF XR6 Turbo (Sold) Hers: 2015 Kluger Grande His: 2015 FGX XR8 Kinetic |
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22-04-2016, 07:55 PM
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#11 | ||
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FF.Com.Au Hardcore
Join Date: Feb 2011
Location: On The Footplate.
Posts: 5,086
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Personal loan...say it's for "home renovations" if you suspect you might have a reluctant bank.
Last edited by 2011G6E; 22-04-2016 at 08:02 PM. |
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22-04-2016, 08:01 PM
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#12 | ||
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FF.Com.Au Hardcore
Join Date: Feb 2005
Location: In Front of a Monitor
Posts: 1,679
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Put it on a credit card then move it to new card with 0% on the transfer balance special.
Pay off what you can in the 0% period then transfer to another card with the same offer. Keep repeating until the loan is paid off.
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2004 Mercury Silver Falcon XR6T - 5 Speed 2017 Platinum White Mustang GT - 6 Speed 2022 Blue Thai-Special for Daily Duties - Auto |
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23-04-2016, 11:54 AM
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#13 | ||
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Regular Member
Join Date: Feb 2015
Posts: 362
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Finance recomendations for older cars.
couldn't help myself.
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