insurance decisions.. - Page 2

stig_3754 · 07-02-2018, 04:56 PM

Quote:

Originally Posted by custard

Both, the age of the car and availability & cost of parts for repairs has an effect on premiums. Just because the car is older doesn't mean it's cheaper to fix.

Can also add that better security on newer cars as opposed to older cars can also contribute to lower premiums.

jstanovic · 08-02-2018, 02:17 AM

I couple of insurers have told me of the magical 10 year mark. As above, cost of parts and availability is why their premiums are up on older cars.

Kil4Collingwood · 08-02-2018, 08:05 AM

Every insurer bar GIO and AAMI, who want $400-$450 depending on options for an agreed value of $9000 on a 2008 BF3 LPG wagon with no mods, all the others including the likes of budget and youi want $850-$1000. Rating one living near shepparton victoria.

mike_nofx · 08-02-2018, 11:02 AM

Quote:

Originally Posted by custard

Where can you get a brand new door or guard for a BA these days?

I don't believe insurers are obligated to use brand new replacement parts.

There are hundreds of BA doors in wreckers.

Tassie f100 · 08-02-2018, 04:18 PM

Quote:

Originally Posted by mike_nofx

I don't believe insurers are obligated to use brand new replacement parts.

There are hundreds of BA doors in wreckers.

You are correct.Insurance Co,s are only required to repair a vehicle to pre claim condition,but nearly always the repaired panels are better than before.

**GasoLane** · 08-02-2018, 04:23 PM

Quote:

Originally Posted by Tassie f100

You are correct.Insurance Co,s are only required to repair a vehicle to pre claim condition,but nearly always the repaired panels are better than before.

I'll be checking that out in a few weeks