![]() |
|
Welcome to the Australian Ford Forums forum. You are currently viewing our boards as a guest which gives you limited access to view most discussions and inserts advertising. By joining our free community you will have access to post topics, communicate privately with other members, respond to polls, upload content and access many other special features without post based advertising banners. Registration is simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please contact us. Please Note: All new registrations go through a manual approval queue to keep spammers out. This is checked twice each day so there will be a delay before your registration is activated. |
|
The Pub For General Automotive Related Talk |
![]() |
|
Thread Tools | Display Modes |
![]() |
#1 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: ACT
Posts: 11,647
|
Well i rang my insurer today to query lowering the car. Sorry, but 2 mod policy. So my kit and wheels count as mods. Anyway, no budging on the lowering.
So I rang Shannons and was quoted $150 a year more than what i'm paying now. But I get agreed value and as many mods as I want. Until I start on mechanical mods, it will basically stay as they quoted me. Which is ok. So i was wondering if anyone has had any bad experiences with Shannons. I like the idea of no limit on mods. But wondering how we go when we start looking at major mods and how quickly will the premium increase and by how much. But Shannons seem pretty good. Quite flexible. Anyway, they are sending me some paperwork to read over. I full no claim bonus. Just after your opinion of Shannons, if you have or have had been insured by them. |
||
![]() |
![]() ![]() |
![]() |
#2 | ||
GT-P #0336
Join Date: Jan 2005
Location: Melbourne
Posts: 2,360
|
We had the Mustang and currently have the EL insured with Shannon's and there's never been a drama. We've only once claimed (at fault) and there were no issues with repairs. It was all done quickly and repairs were A1 without any drama's or mucking around when we claimed. They are expensive though - I have RACV for the AU (full comp and same agreed value as the EL) but I pay ALOT less with RACV.
Anyway, we've never had any drama's with Shannon's so I certainly recommend them ![]()
__________________
![]() ![]() ![]() ![]() ~Tuned By Bluepower Racing~ |
||
![]() |
![]() ![]() |
![]() |
#3 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: ACT
Posts: 11,647
|
Thanks Krissy. They did tell me that I can have a choice of repairer
|
||
![]() |
![]() ![]() |
![]() |
#4 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
|
I have heard very good things about Shannons, my only gripe is they dont touch under 25's otherwise I would be with them in a shot.
__________________
RAM 1500
|
||
![]() |
![]() ![]() |
![]() |
#5 | ||
Regular Member
Join Date: Dec 2004
Location: Geelong
Posts: 272
|
I've got the Mustang insured with them. They said as long as it's street legal I can go as crazy as I want with mods (they didn't say anything about increasing the premium) however they did make me fit an imobiliser.
|
||
![]() |
![]() ![]() |
![]() |
#6 | |||
GT-P #0336
Join Date: Jan 2005
Location: Melbourne
Posts: 2,360
|
Quote:
Also there was no increase in premium after we put in the at fault claim, which we thought was pretty good because we had expected it to go up.
__________________
![]() ![]() ![]() ![]() ~Tuned By Bluepower Racing~ |
|||
![]() |
![]() ![]() |
![]() |
#7 | |||
Life begins at 40
![]() Join Date: Jan 2005
Location: Melbourne. Socialist capital of Victoriastan.
Posts: 3,715
|
I have my GT-P insured with Shannons, no problems with mods etc. The XR8 is with RACV and has all the mod's covered. Shannons were about $100 bucks dearer than GIO, but the excess is better, $600 compared to $950. GIO’s breakdown is $400 standard excess, $450 High performance car excess and $100 bucks extra if it is lowered, so I told them to jam it.
Cheers, Danny
__________________
Quote:
Justice is what you get when you run out of money.
|
|||
![]() |
![]() ![]() |
![]() |
#8 | |||
FTF Car Club NSW
Join Date: Dec 2004
Location: The Shire NSW
Posts: 1,791
|
Quote:
mate, worst case scenario they replace it all with what it was covered for, which was genuine bars (all of which would add up to be much more than what your aftermarket kit costs), you can usually work out a deal with the repairer where they invoice the insurer for the genuine kit but then organise the cheaper aftermarket kit for you and give you the monetary difference thats what happened with my bonnet, wasnt on my policy so they would only replace it with a genuine bonnet, repairer invoiced the insurer for the genuine bonnet - meanwhile i provided them with the fibreglass bonnet - and then they took the total of the genuine bonnet off my excess, meaning i saved money if that makes sense |
|||
![]() |
![]() ![]() |
![]() |
#9 | ||
T3/Sprint8
![]() Join Date: Jan 2005
Location: Australia
Posts: 16,309
|
yep ditto Adam, I do not bother ringing up my insurance I'm changing this and that,what a paininthearse ! and costly.
__________________
Tickfords T3/TS50 '02 Sprint8 manual Sept 24 '16 Daily Macan GTS "Don't believe everything you read on the internet. Abraham Lincoln" |
||
![]() |
![]() ![]() |
![]() |
#10 | ||
Guest
Posts: n/a
|
We have had vehicles covered by Shannons for some years now and never had any problems. Started with the Hj Monaro fully converted to gas, and have progressed from there.
Have never had a problem either over the phone or with paperwork. They are prompt and very easy to deal with. I highly recommend them. |
||
![]() ![]() |
![]() |
#11 | ||
Regular Member
Join Date: Dec 2004
Posts: 228
|
Shannons are great.
I have the mustang with them. They didnt ask me for any security devices and when they looked at the car for agreed value it had a whole in the bonnet, 8 weber air cleaners hanging out and it was two different colours. :evilsasmo I also have my rocky and my v6 telstar with them.
__________________
http://members.optusnet.com.au/~two89w/mypic22.jpg |
||
![]() |
![]() ![]() |
![]() |
#12 | ||
rocknrolla
Join Date: Dec 2004
Location: Adelaide, SA
Posts: 1,589
|
i have the ZC with them, it is insanly cheap! $200 a year insured for $10k. however is is probably the best case scenerio for the insurance company ever...
-standard car -historic (concessional) registration, only allowed 90 days on the road -retired 56 year old with no accidents or fines in last 10 years -car is kept in locked shed with someone home all the time the only "bad" aspect is i am on the insurance as a driver.. 19yo with no accidents or fines. |
||
![]() |
![]() ![]() |
![]() |
#13 | ||
AWD Assassin
Join Date: Dec 2004
Posts: 8,170
|
The ESP is insured with them. Only gripe is their premiums seem to increase quite marginally every year. Mine came in at $40 more this year withy no changes to the car. Other than that they are good to deal with....no probs.
__________________
Old RIDE 2006 BFGT Gone but not forgotten New RIDE 2018 AMG Mercedes A45 Angry AWD assassin
|
||
![]() |
![]() ![]() |
![]() |
#14 | |||
XY Driv3r
Join Date: Jul 2005
Location: Melbourne
Posts: 3,004
|
Quote:
Really !?!?!?!? I'm 22 and Shannons were going to insure my XY with the mods for 1500 (full)with agreed value with an excess of 800!!! Im with GIO now and only pay $569 full cover with agreed value and am not limited to kms (its under a veteran policy) :1syellow1
__________________
|
|||
![]() |
![]() ![]() |
![]() |
#15 | ||||
Life begins at 40
![]() Join Date: Jan 2005
Location: Melbourne. Socialist capital of Victoriastan.
Posts: 3,715
|
Quote:
Cheers, Danny
__________________
Quote:
Justice is what you get when you run out of money.
|
||||
![]() |
![]() ![]() |
![]() |
#16 | ||
Blueprint Beast
Join Date: Dec 2004
Location: Melbourne Berwick AUSTRALIA
Posts: 1,077
|
I found Suncorp Insurance to be the best for my needs,my GTP is coming up to 2 yrs old soon, Premium $1000 all mods and extra's listed and agreed value of $86,000, Rating 1 for life not bad i say,however the excess is high around $1400
Cheers John
__________________
FPV & XR Owners Club of Victoria Leather seats, Premium sound, Sunroof, Satellite Navigation, Reversing sensors, Herrods lowered suspension, Full stainless steel Quad exhaust system, Helix spacer,Open mouth cold air induction,Uni Chip,BMC air filter |
||
![]() |
![]() ![]() |
![]() |
#17 | ||
Regular Member
Join Date: Jan 2005
Location: Brisbane
Posts: 55
|
I have my XB Coupe through Shannons and have had no problems
I'm 23, pay $63 a month, and it has an agreed upon value of $11,000. Not limited to any kms as its my daily driver. The only thing they questioned me on was to many fines in a 5 year period, but i'm just sitting on the limit atm.
__________________
Cheers Steve 1974 Ford XB Hardtop - Custom Purple 351 Cleveland - C4 auto with stage 2 shift kit |
||
![]() |
![]() ![]() |
![]() |
#18 | |||
Custom User Title:
Join Date: Jul 2005
Location: Sydney
Posts: 651
|
Quote:
But you pay for it obviously, ![]()
__________________
____________
Just sometimes, in between the first cigarette with coffee in the morning to that four hundredth glass of cornershop p**s at 3am, you do sometimes look at yourself and think... this is fantastic. I'm in heaven. |
|||
![]() |
![]() ![]() |
![]() |
#19 | ||
formerly known as AUUTE
Join Date: Jan 2005
Location: canberra
Posts: 120
|
another happy customer with shannons here, had my aprilia and the XR8 insured with them, took exactly 3 weeks for the insurance cheque to arrive after the aprilia was stolen. thats 2 weeks waiting to see if it comes back and 1 week to do the paperwork and get teh cheque posted out. I now have my KTM road bike and XR8 insured with them and couldn't be happier
Jase |
||
![]() |
![]() ![]() |
![]() |
#20 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Canberra Region
Posts: 8,920
|
Ive had Insurance through Shannons on my XR6 for the last two years (im 24 now)
__________________
2016 FGX XR8 Sprint, 6speed manual, Kinetic Blue #170 2004 BA wagon RTV project. 1998 EL XR8, Auto, Hot Chilli Red 1993 ED XR6, 5speed, Polynesian Green. 1 of 329. Retired 1968 XT Falcon 500 wagon, 3 on the tree, 3.6L. Patina project. |
||
![]() |
![]() ![]() |
![]() |
#21 | |||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Melbourne
Posts: 3,647
|
Quote:
__________________
Gone cruising
|
|||
![]() |
![]() ![]() |
![]() |
#22 | ||
Custom User Title:
Join Date: Jul 2005
Location: Sydney
Posts: 651
|
Did you call them or use the internet quote thing?
__________________
____________
Just sometimes, in between the first cigarette with coffee in the morning to that four hundredth glass of cornershop p**s at 3am, you do sometimes look at yourself and think... this is fantastic. I'm in heaven. |
||
![]() |
![]() ![]() |
![]() |
#23 | ||
Regular Member
Join Date: Jul 2005
Location: Albany, WA
Posts: 403
|
i was 20 when i bought my gt and was told by shannons that they would not insure me until i was 21. when i turned 21 and contacted them again they said i had to be 24! (or 25 cant remember) the only way around it was to transfer the car into my fathers name and just put me down as an extra driver. other than that i am stoked with shannons - very reasonable premiums and only real restriction is km but i dont drive it often enough for that to be a prob.
__________________
XA GT HARDTOP: Copper Bronze, 351c 4v heads, edelbrock manifold, 700 vs holley, pacemaker 4-1, crane cam, stage 2 fmx, 3000rpm histall, 3.7:1 lsd 9" diff. ED XR8 SPRINT: Cobalt Blue, Manual, Premium Sound. Previous Fords: Blueprint 2003 GT-P Manual Lemans Red 1992 EB XR8 Manual Cardinal Red 1993 EB Fairmont Ghia 5L 5 speed conversion Lemans Red 1992 XR8 Auto Silver 1991 EB Fairmont 5L auto Poly Green 1994 ED XR8 Sprint Manual White 1995 EF XR8 Manual 1976 XC Fairmont 351 |
||
![]() |
![]() ![]() |
![]() |
#24 | ||
Regular Member
Join Date: Jul 2005
Location: Canberra
Posts: 66
|
Shannons wouldn't cover my 19 year old daughter when she wanted to insure the AU, was told she had to be 25. When I purchased the car back of her I ended up putting it under commercial insurance as even though it is dearer initially, once you ask for a driver under 25 to be covered it evens up real quick. If an under 25 prangs it is $150.00 extra excess.
__________________
Cheers B.J BA GT-P 288, Phantom with stripes.Leather and Premium Sound |
||
![]() |
![]() ![]() |
![]() |
#25 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Canberra Region
Posts: 8,920
|
I didnt ring them, I went into one of thier shopfronts.
I also have a friend who has insurance through them since he was 19.
__________________
2016 FGX XR8 Sprint, 6speed manual, Kinetic Blue #170 2004 BA wagon RTV project. 1998 EL XR8, Auto, Hot Chilli Red 1993 ED XR6, 5speed, Polynesian Green. 1 of 329. Retired 1968 XT Falcon 500 wagon, 3 on the tree, 3.6L. Patina project. |
||
![]() |
![]() ![]() |
![]() |
#26 | ||
Donating Member
![]() Join Date: Dec 2004
Location: Hunter Valley
Posts: 4,248
|
I've been with Shannons for a while and had a HX Monaro and currently a XR8. They were the cheapest I got a quote from, and I haven't had any dramas to date. I'm very happy with them.
As a side note, the guy's who aren't telling the insurance company about their mods, be very careful. I have seen claims been refused because certain items installed or put on the car, even if they were'nt damaged in the accident, were seen as contradictory to what you stated when the vehicle was first insured and that doesn't meet the agreement you signed on the contract. Some assesors WILL go out of the way to make life for you as difficult as possible. I've even had a bonnet protector refused in a claim because there was no evidence of it left to prove it was there in the first place !!! Even though the clips and holders were still there!!!! In my experience, NRMA were the worst offenders, but they aren't on their own. |
||
![]() |
![]() ![]() |