Welcome to the Australian Ford Forums forum.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and inserts advertising. By joining our free community you will have access to post topics, communicate privately with other members, respond to polls, upload content and access many other special features without post based advertising banners. Registration is simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact us.

Please Note: All new registrations go through a manual approval queue to keep spammers out. This is checked twice each day so there will be a delay before your registration is activated.

Go Back   Australian Ford Forums > General Topics > The Pub

The Pub For General Automotive Related Talk

Closed Thread
 
Thread Tools Display Modes
Old 15-08-2007, 11:35 PM   #1
12000
Banned
 
Join Date: May 2007
Posts: 133
Default Insurance

Hello how are you's? Now I don't know if this has been asked before or not but do you mind if i ask you this?.

Does under 25 insurance cover just that particular driver under 25 of that particular vehicle or anyone under 25. Im just interested to find out because i think and im pretty sure any under 25 drivers should be able to drive any car covering under 25 drivers. I look forward to your reply.

12000 is offline  
Old 16-08-2007, 07:06 AM   #2
mcflux
Banned
Donating Member1
 
mcflux's Avatar
 
Join Date: Dec 2004
Posts: 8,303
Default

The answer is: Yes.
mcflux is offline  
Old 16-08-2007, 07:18 AM   #3
merlin
FF.Com.Au Hardcore
 
merlin's Avatar
 
Join Date: Dec 2004
Location: Sydney
Posts: 1,974
Default

Yes, but there would most likely be a higher excess to pay if they are not listed on the policy
__________________
1966 Ford Mustang coupe. 347 stroker, PA reverse manual C4, TCE high stall converter, B&M Pro Ratchet, Edelbrock alum heads, Edelbrock intake manifold, MSD ignition, Holley Street HP 750 CFM carb, gilmer drive, wrapped Hooker Super Comp Headers, dual 3" straight through exhaust, Bilstein shocks, custom springs, full poly suspension, American Racing rims, Open Tracker roller spring saddles and shelby drop.

Still to go - Holley Sniper EFI with integrated fuel cell.
merlin is offline  
Old 16-08-2007, 07:23 AM   #4
JBomb3000
FF.Com.Au Hardcore
 
Join Date: Oct 2006
Posts: 895
Default

Insurance is expensive mate how long do you think i would need to save up to get some?
JBomb3000 is offline  
Old 16-08-2007, 09:05 AM   #5
|||
FF.Com.Au Hardcore
 
Join Date: May 2007
Posts: 575
Default

if you are on a pension remember to get the pensioners discount
||| is offline  
Old 16-08-2007, 09:45 AM   #6
sgt_doofey
FF.Com.Au Hardcore
 
sgt_doofey's Avatar
 
Join Date: Aug 2005
Location: Barossa Valley, South Australia
Posts: 3,381
Default

Insurance will cover you (and other named drivers on the policy) for a particular car. It will not cover you to drive other cars. It will however cover other people driving your car, but in the case of them having an accident, you'll have to fork out more for the excess as they haven't been specifically nominated as a driver.
Check the PDS of the insurance policy or get one from insurance companies web sites. That will explain all the charges associated with the policy.
__________________
Cheers,
Sam.
sgt_doofey is offline  
Old 16-08-2007, 11:10 AM   #7
mrgo40rd
Regular Member
 
mrgo40rd's Avatar
 
Join Date: Jan 2006
Location: sydney
Posts: 452
Default

1-a age access may apply
2-policy may have a restricted driver (only nominated driver)
3-if under 25 is a regular driver may have be noted
__________________
Proud owner 2006 bf xr6 turbo 13.7 QTR AT 103.86MPH AT WSID
Lowndes the real 2006 champion!


Member of 'Falcon Tickford FPV Club of NSW'
www.ftf.org.au
Nolathane, Whiteline and Whiteline PLUS enhanced
car care products 1300 006 007 (keep it looking clean)
mrgo40rd is offline  
Old 16-08-2007, 11:18 AM   #8
irlewy86
Meep Meep
 
irlewy86's Avatar
 
Join Date: Mar 2007
Location: Southside
Posts: 1,513
Default

Depends on the insurer, you need to read the policy for each product.
__________________
Thundering on....
irlewy86 is offline  
Old 16-08-2007, 11:27 AM   #9
FGII-XR6
FF.Com.Au Hardcore
 
FGII-XR6's Avatar
 
Join Date: Aug 2006
Location: Salamander Bay
Posts: 5,427
Default

Quote:
Originally Posted by |||
if you are on a pension remember to get the pensioners discount
many are not aware that pensioners under 55 attract a higher premium for greenslips as the statistically have more claims the same may apply for general insurance so the "pensioner discount " may be a shock. I discovered this when i had a GF who was on the supporting parents pension same cars and her green slip was more than mine the insurance company said that under 55 pensioners were considered high risk as they had more claims.
FGII-XR6 is offline  
Old 16-08-2007, 11:36 AM   #10
Full Noise
Life begins at 40
Donating Member1
 
Full Noise's Avatar
 
Join Date: Jan 2005
Location: Melbourne. Socialist capital of Victoriastan.
Posts: 3,715
Default

Quote:
Originally Posted by 12000
Hello how are you's? Now I don't know if this has been asked before or not but do you mind if i ask you this?.
How about I ask a question…

Why do you post so many threads that end up being closed?
__________________
Quote:
Marriage is like a deck of cards. In the beginning you’ll have hearts and diamonds. Towards the end, you’ll be looking for a club and a spade.
Justice is what you get when you run out of money.
Full Noise is offline  
Old 16-08-2007, 11:41 AM   #11
King Nothing
He has, the Knack..
 
King Nothing's Avatar
 
Join Date: Jun 2006
Location: Sydney
Posts: 1,042
Default

Quote:
Originally Posted by Full Noise
How about I ask a question…

Why do you post so many threads that end up being closed?
Maybe he is incapable of picking up a phone and calling the insurance company/rta/*insert random place here*

Either that or he enjoys getting a rise out of people
__________________
2010 BF MKIII Falcon wagon "EGO"

Workhorse, stock as a rock

2004 BA MKI Futura - Now the wife's

For Show: 18" Kaotic Shadow Chrome, King SL all round, Cadence Amp, Kenwood 12" Sub, JL Audio 5x7's, Scuff Plates, MP3 Connector

For Go: SVI LPG, K&N Filter, F6 CAI, XR6T snorkle, XR8 catback, Magnaflow metal cat, Pacemaker headers, Underdrive, Thermostat, Custom tune, DBA4000

Now with baby seat and toys


175.6 rwkw

www.bseries.com.au/King_Nothing
King Nothing is offline  
Old 16-08-2007, 11:51 AM   #12
Laminge
Cuban... nothing like it
 
Join Date: Dec 2004
Location: Watching in amusement
Posts: 11,643
Default

Thread Closed

Your looking for a big minge hug arent you!
__________________
Quote:
Originally Posted by Laminge
...its amazing how mud sticks to ones shoes, as flies do to the elderly and bottle blondes around fame and fortune...
Laminge is offline  
Closed Thread


Forum Jump


All times are GMT +11. The time now is 01:41 PM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Other than what is legally copyrighted by the respective owners, this site is copyright www.fordforums.com.au
Positive SSL